Certificates of Deposit

• Interest rates vary by term of certificates.
• Ten calender day grace period at maturity.
• Automatically renews at maturity at current rate being offered.

     Note: Interest Rate offerings are subject to change weekly.

Early Withdrawl Penalties

• CD's 12 months and under forfeit one month's interest.
• CD's over 12 months, forfeit three month's interest.
• Early withdrawal may reduce earnings.

FDIC Deposit Insurace Estimator