Personal Certificates of Deposit
• Interest rates vary by term of certificates.
• Ten calendar day grace period at maturity.
• Automatically renews at maturity at current rate being offered.
Note: Interest Rate offerings are subject to change weekly.
Early Withdrawal Penalties
• CD's 12 months and under forfeit one month’s interest.
• CD's over 12 months, forfeit three month’s interest.
• The 53 month CD forfeits six month's interest.
• Early withdrawal may reduce earnings.
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